Laconia Area Community Land Trust
 Building Neighborhoods, Changing Lives

658 Union Avenue
Laconia, NH 03246
Phone:  (603) 524-0747
Fax:  (603) 527-2514

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 HomeBuyer Resource Center

Our HomeBuyer Resource Center, is a HUD Housing Counseling Agency.  We offer FREE seminars, workshops, and individual counsel-ing to both our tenants and the general public.  We work with first-time homebuyers to guide them through the home-buying process.  We can also help qualifying individuals and families save for their down payment with an Individual Development Account (IDA) wherein savings deposits are matched 3 to 1 helping to build savings quickly.  Other services include personalized credit, budgeting, housing counseling, and foreclosure intervention.

HomeBuyer Seminar
Learn everything you need to know about
buying a home in this full-day seminar.
 Topics include:
Credit  & Budgeting - Qualifying for a Mortgage 
Working with a Realtor - The Home Inspection Process
The Closing Process           

 Making Money Work for You
Financial Fitness Workshop Series
Learn how to be financially successful
and make your money work for you. 
This 10-hour workshop is offered in 2-hour sessions
over a 5-week period. 
Topics include:
Developing a Spending Plan   -  Banking Services
Wise Use of  Credit   -  Taxes
Understanding Insurance & Investments

Debt Triage Workshop
A 2-hour workshop targeted to those in debt crisis. 
This workshop will
get you on a path to healthy spending habits. 
Learn:  Where your money goes each month - How to eliminate waste, prioritize expenses, and understand your spending habits - How to identify black holes that are leaking money  - How to stretch your dollars - What makes up your credit score and just how important your score is -  Tips and strategies for saving.

Foreclosure Workshop
This 2-hour workshop will provide those facing mortgage default and foreclosure with information needed to apply for the HAMP (Homeowner's Affordable Mortgage Program).

Individual Counseling

For further information, contact our Homeownership Director Debra Drake at 524-0747.  CLICK HERE for a schedule of upcoming seminars and workshops.

HomeBuyer Resource Center supported in part by grants from Citizens Bank Foundation, Meredith Village Savings Bank, 
NH Housing Finance Authority, Northway Bank,
 and TD Charitable Foundation

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